Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Mahasiswa


  • Asdiana Asdiana Universitas Bina Insan, LubukLinggau, Indonesia
  • Herman Paleni * Mail Universitas Bina Insan, LubukLinggau, Indonesia
  • Nasruddin Nasruddin Universitas Bina Insan, LubukLinggau, Indonesia
  • (*) Corresponding Author
Keywords: Financial Literacy; Lifestyle; Financial Behavior

Abstract

This study aims to determine and analyze the effect of financial literacy and lifestyle on the financial behavior of students of management study program at Bina Insan University. This research used 90 respondents as a sample. Research data obtained from the results of direct observation, questionnaires, and documentation. The data analysis technique is PLS (Partial Least Square) test, namely the Measuarent Model/Outer Model, Structural Model/Inner Model, and Hypothesis Test. The results described that the financial literacy and also lifestyle variable had a positive and significant effect on the financial behavior of management study program students at Bina Insan University.

References

Arianti, B. F. (2021). Literasi Keuangan (Teori dan Implementasinya). Banyumas, Jawa Tengah. CV. Pena Persada (W. Kurniawan (ed.)). CV. Pena Persada.

Darmanah, G. (2019). Metodologi penelitian, Lampung Selatan. VC HIRA TECH.

Hamid, A. (2019). Struktural Equation Modeling (SEM) , Jakarta Pusat. PT. Inkubator Penulis Indonesia

Haryono. (2016). Metode SEM Untuk Penelitian Manajemen, Bekasi. PT. Intermedia Personalia Utama.

Jannah, M., & Riadi, R. M. (2022). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Pendidikan Ekonomi Universitas Riau. 6, 13546–13556.

Margaretha, F., & Pambudhi, R. A. (2015). Tingkat Literasi Keuangan Pada Mahasiswa S-1. 17(1), 76–85. https://doi.org/10.9744/jmk.17.1.76

Nurulhuda, E. S., & Lutfiati, A. (2020). Analisis Faktor-Faktor Yang Mempengaruhi. 2(2), 111–134.

Nuraeni Ritakumalasari, A. S. (2021). Literasi keuangan, gaya hidup, locus of control , dan parental income terhadap perilaku keuangan mahasiswa. 9, 74 1440–1450

Pristin, S. (2022). Reslaj : Religion Education Social Laa Roiba Journal Sarjanawiyata Tamansiswa Reslaj : Religion Education Social Laa Roiba Journal. 4, 816–826. https://doi.org/10.47476/reslaj.v4i3.956

Sugiyono. (2013). Metode Penelitian Kuantitatif, Kualitatif, Bandung. Alfabeta.


Bila bermanfaat silahkan share artikel ini

Berikan Komentar Anda terhadap artikel Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Mahasiswa

Article History
Published: 2024-12-31
Abstract View: 67 times
PDF Download: 58 times
Section
Articles